Interactive budget
Germany cost of living calculator
Use your own housing figure to get one practical monthly estimate. Official fixed costs are exact; variable household spending uses one visible central assumption.
≈ €1,656.36/month
Approximate annual budget: €19,876.32. Health-insurance contributions are excluded because they depend on status and may already be deducted from salary.
Need the legal detail? See verified 2026 costs, tax rates and deadlines.